Please wait...
To be fair, in person, most places require you to wave plastic at them, not just give them some random numbers.
Having that one-use option in person ( or the pre-approval idea ) would be nice.
Wed Aug 02 2023 11:14:12 AM EDT from nonservatorIt's like they keep trying to come up with more ways to waste physical resources.
It's been YEARS since I carried my physical cards with me, the exception being the company-issued cards to be used on Order and Pay orders.
I use phone-based payments exclusively.
Wed Aug 02 2023 11:16:49 EDT from Nurb432To be fair, in person, most places require you to wave plastic at them, not just give them some random numbers.
Having that one-use option in person ( or the pre-approval idea ) would be nice.
Wed Aug 02 2023 11:14:12 AM EDT from nonservatorIt's like they keep trying to come up with more ways to waste physical resources.
Here's my current thinking, after I've had some time to reflect upon the situation:
I paid using physical plastic at the point of sale. According to PCI DSS requirement 3.2 (it helps to be in the compliant hosting business) a merchant is not permitted to store the CVV after an authorization has been completed.
This would seem to imply that they would not be able to complete a card-not-present transaction without my consent.
Obviously I can never go there again without them seeing me in their computer as someone they believe has a balance due, but I don't care. I get all of my automotive service from a local shop that I trust. I suppose if they're really ambitious they could try sending it to a bill collector.
You would have difficulty around here doing that. Even using the "tap and pay" stuff in some cards.. not here. You will be inserting plastic, or feeding people cash, or you wont be driving/eating/etc.
Wed Aug 02 2023 01:02:28 PM EDT from LadySerenaKitty
I use phone-based payments exclusively.
Right, i think that is the only downside to blowing them off at this point. But since they are small shop and not a large chain to be banished from, no great loss.
Wed Aug 02 2023 01:30:26 PM EDT from IGnatius T Foobar
Obviously I can never go there again without them seeing me in their computer as someone they believe has a balance due,
Supposedly this is only the second time in history that the US dollar/credit rating has been downgraded, from AAA to AA+. CNN, naturally, blames "debt ceiling madness and the Jan 6 insurrection", while BIden's nappy-headed spokeslesbian of course blames the Bad Orange Man.
2023-08-02 10:09 from nonservator
They're called "virtual credit cards" and the idea is you just spin
one up for temporary/one-time use without risking your actual card
info. Like everything that isn't cash or precious metals, it's all
fake and gay, but they can be useful.
I have heard of something similar, called wallet-cards. They are debit cards you need to charge with money. The idea is that if you intend to expend 30 bucks, you charge 30 bucks and then use the card. If they try to charge 60 bucks the operation is denied.
Sounds like a refillable gift card. Which is a good idea actually.. Get 3 of those, just put in enough to pay the bill.. Rotate them around.
Thu Aug 03 2023 10:20:13 AM EDT from darknetuserI have heard of something similar, called wallet-cards. They are debit cards you need to charge with money. The idea is that if you intend to expend 30 bucks, you charge 30 bucks and then use the card. If they try to charge 60 bucks the operation is denied.
To make matters worse, there are now literally parts falling off the bottom of my truck. I heard a rattle that I couldn't locate, and yesterday the heat shield for the catalytic converter fell off on the highway and I ran over it with the back wheel.
But the extra amount they want me to pay them is an order of magnitude greater than the cost of the replacement part, so I'll be ordering that part and installing it myself. And of course, a 1-star review on Yelp to share my story.
Supposedly this is only the second time in history that the US
dollar/credit rating has been downgraded, from AAA to AA+.
And both times it was in response to bad fiscal policy from the same bunch of asswipes.
Quite frankly, we deserve it.
I would not be too concerned about other issues. Those things are far too thin, get far to hot.. They just cant last long.
Best solution is to lose the converter, better gas mileage, less cost.. But i know, in some states that is easier said than done.
Thu Aug 03 2023 05:14:08 PM EDT from IGnatius T Foobar
To make matters worse, there are now literally parts falling off the bottom of my truck. I heard a rattle that I couldn't locate, and yesterday the heat shield for the catalytic converter fell off on the highway and I ran over it with the back wheel.
Bexar County (pronounced Bear County) is not a clean-air county. What does that mean? It means the county doesn't give a shit if you remove the emissions controls on your vehicle. That's the reason a lot of people do a DEF-Delete on their shiny new burnatron-powered trucks. What happens if one of these vehicles goes to one of the VERY FEW clean-air counties Texas does have? Well, the vehicle is registered in a non-clean-air county so they can't do shit about it.
Yes, people do bring these vehicles all over the US. If you've seen a burnatron-powered truck with Texas plates, there's a pawsibility it doesn't have that stupid DEF system. Not a damn thing your state can do about it either, because where the vehicle is registered, it's legal.
Thu Aug 03 2023 19:22:35 EDT from IGnatius T FoobarYeah, right. This is the People's Republic of New York, where we get yearly emissions tests and they send Greta to your house to scream at you for a week if you don't pass. It won't be long before they outlaw explodatron-powered cars altogether.
Rent a PO box, tell people that is your address? Or one of those ' mail drops' where they give you an address and what is effectively a 'room number' that makes it look like an apartment complex. Perhaps even do mail forwarding. Local UPS store used to do that here with the 'drop box'. Donno if its a 'legal address' or just a 'front to use' but...
Related im sure people who have decided to live in their RV full time have the same problem. They have no 'dirt' to call home. for voting, taxes, drivers license.. So whatever they do i bet would work.
Sat Aug 05 2023 11:30:51 AM EDT from IGnatius T FoobarGosh, it would be great if there were some sort of service in Texas that allowed you to register a vehicle there and drive it in your own state. Kind of like the Delaware shell corporations everyone opens to avoid sales tax.
So I don't expect there to be such a loophole for emissions, especially when it would be a blasphemy against the official government religion. But it would be cool if such a thing existed. Set up a holding company in northern Texas just to own and register vehicles that are operated in other states.
They could call it the Dallas Multipass. :)
"You don't want deflation" is something economists say, but I'm not
sure I believe it. Economists also think trade with Communist China
created more jobs than it destroyed, which is total BS.
(^^^ from the political mudslinging room ^^^)
While I mostly agree with you, the basic argument against deflation is that if you are holding non-liquid assets, they become worth less in terms of whatever currency you are currently using. For most mortals, however, the only holding they might have that makes a difference in this way would be their house, if they are a homeowner.
more than just that, a deflationary environment is, in the long run, financially unstable because banks would be better off holding currency than lending it. it causes problems for the bank balance sheet and you don't want the universal waves of bankruptcy that may result.
also, if you have stock market assets, it would affect them too.